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Personal Investments • Taking student loan vs use personal fund
Hello -I suppose my circumstances are quite simple, yet I find myself lacking the confidence to proceed with the decision. Therefore, I'm leaning on your experience and expertise here .Situation: I...
View ArticlePersonal Consumer Issues • Wanting to buy the house next door
I wouldn’t tell anyone, esp not agent.things can go sideways. Keep in touch w family and see if they’ll commit to a private sale.Statistics: Posted by Supergrover — Fri Apr 26, 2024 11:15 pm — Replies...
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Personal Finance (Not Investing) • Help me maximum income tax savings on...
I think CPAs generally provide a false sense of security. If they screw up, the IRS still is going to go after you. And they mostly just prepare the tax return for what you already did during the...
View ArticlePersonal Investments • Alphabet Google Now A Dividend Paying Stock
Dividend is so little. Why do they even bother. Make things more complicated.Statistics: Posted by gougou — Fri Apr 26, 2024 11:30 pm — Replies 3 — Views 451
View ArticlePersonal Finance (Not Investing) • TIPS ladder -- start now or wait till...
We don't have any form of guaranteed income such as pension or social security and we would like to have some guaranteed income during retirement for basic fixed spending. We want to retire in 15...
View ArticlePersonal Investments • Percentage of Income from US Government Securities...
Thank you for the rapid reply!So, hypothetically, if I am in the fund at 97% composition and sell out of the fund at 97%, and the annual total composition turns out to be 80%, then 20% is what my...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
DATELESS PLANSPlans can now be made "dateless." This means that the plan is not tied to the current date and does not change over time. This is useful for creating and sharing examples because the...
View ArticlePersonal Finance (Not Investing) • VHNW Bogleheads - What are you doing to...
As far as the sunset goes, I believe the basic exclusion amount just gets cut in half but the top tax rate stays at 40%. I believe the 45% rate was a proposal that is not in current law. See...
View ArticlePersonal Finance (Not Investing) • Feedback on relocating(CA to VA) for...
Hmm. Big move. Sorry for the recent struggles.However, at 25X you do have options and flexibility (well done on the nest egg).I would not move. I would continue looking here, perhaps hire a career...
View ArticlePersonal Investments • Sale of primary house cap gain tax
In 2024, a single filer age <65 with the only income being $150K LTCG would owe $13,256 to the IRS.See Tax estimation tools.Statistics: Posted by FiveK — Fri Apr 26, 2024 11:39 pm — Replies 2 —...
View ArticlePersonal Finance (Not Investing) • Paying a contractor
Was the quote from the contractor company and the individual contractor? Dealing with a business, you pay sales taxes; you are covered for liabilities (they are bonded), and accidents (they pay...
View ArticlePersonal Investments • How to use TIPS?
I'm no TIPS expert, but from what I have gleaned is that they are not necessary. Nominal bonds are fine for the long run, and they may even be better. TIPS can be useful for a liability matched...
View ArticlePersonal Consumer Issues • When and how do you decide a retirement location...
Before I retired, every time we went on vacation, I would ask myself: "Would I like to retire here?" (instead of southern CA).The only place I could say yes to was San Diego. And then only for about...
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Investing - Theory, News & General • International (Non-US) versus US...
Because I believe the price is always right. When I buy stock i am taking the risk and will also get the return or loss. I don't know the probability but I believe I'm getting a fair price for the...
View ArticlePersonal Investments • Seeking Advice: Put Cash Reserves into Market Now?
but I'm concerned that if I DO decide to build the house in, say, 3, 4 or 5 years, I'll run the risk of having to sell my taxable brokerage account investments at an inopportune time.This is a...
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